Category Archives: Blog

The Rules for making Superannuation Contributions by age.

The rules of super by age The rules of super vary according to your age – your date of birth can impact how much superannuation contributions you can make and when you can access your super. Growing your super Generally, if you earn $450 or more (before tax) in a calendar month, your employer is…

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US Election what does it mean for our economy.

Implications for the US economy The election of Donald Trump to the presidency creates a great deal of uncertainty over both the economic and policy outlook for the US. In the short term, the key point to consider is how this uncertainty will impact confidence amongst households and businesses. For the household sector, strong job…

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Pension Changes January 2017 – Will you be affected.

Over the coming months Centrelink Australia wide will be forwarded notifications to current part pensioners advising them that from 1st of January 2017 their pension payments will be affected due to the new taper rates. Assets Test thresholds above which Age Pension entitlements start to reduce will be increased from 1 January 2017. For some…

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How To Achieve Financial Success

What does financial success look like to you? Financial success will look different for everybody: for some, being able to retire early is success, while for others building a business represents success. Whatever your ultimate goal, the steps to getting there look the same and can be applied across many goals. What does financial success…

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Financial Steps To Take Before 40

So you are about to turn 40. Before you start thinking about a midlife crisis, sports car, golf tour or cruise around the world, let’s take a look at the financial steps you should take before you turn the big 4-0. You’ve probably got about twenty years of work behind you, and perhaps twenty years…

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Life Insurance: Everything You Need To Know

Life insurance: when you hear the phrase, do you feel like you immediately want to go to sleep? Or plug your ears with your fingers because it means thinking about your own death? It’s not a pleasant subject, but it is a necessary one. If there is one certainty in life, it’s that nobody gets…

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Work/Life Balance: How To Get It Right

Work/life balance has almost become the holy grail of the adult life: how do we enjoy our work but have spare time for the people and activities we love? Australians work the longest hours in the Western world and around one quarter report that work frequently interferes with other life activities. Many of us are…

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How To Manage Your Debt

The phone keeps ringing and you’re scared to answer it, because your debts have piled up to the point where you don’t know what to do about it anymore. It’s an understandable fear, but there’s no need to feel like you’ve lost control. There are ways of managing your debts, and ways in which you…

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11 Things To Do Before You Head Off In Your Caravan

So you’re thinking of hitting the open road and escaping reality for a while. You’ve decided that now’s the time to explore our great country from top to bottom. It’s a dream shared by many Australians and common among those who have just retired and have the time to do the trip. You may think…

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How Do I Budget?

So you know you need to work out what your budget is – because otherwise how do you know what you are earning and spending? Or you have gotten yourself into a bit of financial strife and need to budget to get yourself out of it. For whatever reason you need to budget, we think…

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